{"id":954,"date":"2026-07-06T03:18:41","date_gmt":"2026-07-06T03:18:41","guid":{"rendered":"https:\/\/rajawalimediautama.site\/?post_type=mbdb_book&#038;p=954"},"modified":"2026-07-28T07:11:11","modified_gmt":"2026-07-28T07:11:11","slug":"monograf-model-kinerja-keuangan-umkm-pendekatan-integratif-literasi-inklusi-dan-financial-technology","status":"publish","type":"mbdb_book","link":"http:\/\/rajawalimediautama.site\/?mbdb_book=monograf-model-kinerja-keuangan-umkm-pendekatan-integratif-literasi-inklusi-dan-financial-technology","title":{"rendered":"Monograf  MODEL KINERJA KEUANGAN UMKM:  Pendekatan Integratif Literasi, Inklusi  dan Financial Technology"},"author":1,"comment_status":"open","ping_status":"closed","template":"","class_list":["post-954","mbdb_book","type-mbdb_book","status-publish","hentry","mbdb_genre-ekonomi","mbdb_editor-misbach-fuadi","mbdb_narrator-erry-kurniawati-widodo","mbdb_narrator-riskin-hidayat","mbdb_narrator-setiani-kartika-wati","mbdb_narrator-sri-hermuningsih","post"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Monograf MODEL KINERJA KEUANGAN UMKM: Pendekatan Integratif Literasi, Inklusi dan Financial Technology - Rajawali Media Utama<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rajawalimediautama.site\/?mbdb_book=monograf-model-kinerja-keuangan-umkm-pendekatan-integratif-literasi-inklusi-dan-financial-technology\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Monograf MODEL KINERJA KEUANGAN UMKM: Pendekatan Integratif Literasi, Inklusi dan Financial Technology - Rajawali Media Utama\" \/>\n<meta property=\"og:description\" content=\"Usaha Mikro, Kecil, dan Menengah (UMKM) merupakan pilar penting perekonomian Indonesia yang menghadapi tantangan semakin kompleks di era transformasi digital. Peningkatan kinerja keuangan UMKM tidak lagi hanya ditentukan oleh besarnya modal usaha, tetapi juga oleh kemampuan pelaku usaha dalam memahami literasi keuangan, mengakses layanan keuangan formal, serta memanfaatkan inovasi financial technology. Monograf Model Kinerja Keuangan UMKM: Pendekatan Integratif Literasi, Inklusi, dan Financial Technology menyajikan kajian komprehensif mengenai konsep, teori, dan model integratif yang menghubungkan literasi keuangan, inklusi keuangan, financial capability, dan financial technology sebagai faktor strategis dalam meningkatkan kinerja keuangan UMKM. Dilengkapi implementasi pada UMKM Batik Daerah Istimewa Yogyakarta, buku ini menawarkan rekomendasi praktis bagi pelaku usaha, pemerintah, lembaga keuangan, dan akademisi dalam membangun ekosistem UMKM yang tangguh, adaptif, inovatif, dan berdaya saing menuju keberlanjutan di era ekonomi digital.  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